[et_pb_section fb_built=”1″ admin_label=”Page Title Section” _builder_version=”4.16″ use_background_color_gradient=”on” background_color_gradient_stops=”#313e47 0%|rgba(49,62,71,0.5) 100%” background_color_gradient_overlays_image=”on” background_color_gradient_start=”#313e47″ background_color_gradient_end=”rgba(49,62,71,0.5)” background_image=”https:\/\/www.jose-saramago.com\/wp-content\/uploads\/2020\/04\/law-firm-28.jpg” custom_padding=”120px||120px|” global_colors_info=”{}”][et_pb_row admin_label=”Page Title Area” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Page Title” _builder_version=”4.16″ text_font=”||||||||” text_text_color=”#ffffff” text_font_size=”18px” text_line_height=”2em” header_font=”Prata||||||||” header_font_size=”60px” header_line_height=”1.6em” header_3_font=”||||||||” header_3_line_height=”1.8em” text_orientation=”center” background_layout=”dark” max_width=”700px” module_alignment=”center” custom_margin=”||10px|” animation_style=”fade” header_font_size_tablet=”40px” header_font_size_phone=”” header_font_size_last_edited=”on|desktop” global_colors_info=”{}”]<\/p>\n
12th of March, 2020<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ text_font=”|700|||||||” width=”71%” module_alignment=”center” global_colors_info=”{}”]<\/p>\n
The Capitalizar 2018 \u2013 COVID-19 Credit Line launched by the Government with a global allocation of 200 million euros, is intended for Portuguese companies whose activity is being affected by the economic effects resulting from the coronavirus outbreak, and in which there is a a drop in sales of at least 20% in the last 60 days prior to the submission of the request to the IC compared to the same period of the previous year.<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Project Analysis Section” _builder_version=”4.16″ custom_padding=”90px||4px|||” global_colors_info=”{}”][et_pb_row column_structure=”1_4,3_4″ admin_label=”Project Analysis Area” _builder_version=”4.16″ custom_padding=”60px|0px|60px|0px” border_color_all=”rgba(51,51,51,0.12)” border_width_top=”1px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Title” _builder_version=”4.16″ text_font=”||||||||” header_font=”||||||||” header_3_font=”Roboto Slab||||||||” header_3_line_height=”2em” animation_style=”fold” animation_direction=”left” animation_intensity_fold=”5%” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”3_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ text_font=”||||||||” text_line_height=”2em” animation_style=”fade” global_colors_info=”{}”]Preferably Small and Medium Enterprises (SMEs) or other companies, located in the national territory, that meet the following requirements:<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,3_4″ admin_label=”Project Analysis Area” _builder_version=”4.16″ custom_padding=”60px|0px|60px|0px” border_color_all=”rgba(51,51,51,0.12)” border_width_top=”1px” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Title” _builder_version=”4.16″ text_font=”||||||||” header_font=”||||||||” header_3_font=”Roboto Slab||||||||” header_3_line_height=”2em” animation_style=”fold” animation_direction=”left” animation_intensity_fold=”5%” global_colors_info=”{}”]<\/p>\n
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Companies will have to declare that the company’s sales have decreased by at least 20% in the last 60 days prior to the presentation of the financing request at the Bank, compared to the same period of the previous year.<\/p>\n
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| <\/td>\n | COVID-19 Working Capital<\/td>\n | COVID-19 Treasury Ceiling<\/td>\n<\/tr>\n |
| “first come first served” allocation<\/td>\n | 160 million euros<\/td>\n | 40 million euros<\/td>\n<\/tr>\n |
| Maximum amount per company<\/td>\n | 1.5 million euros<\/td>\n | 1.5 million euros<\/td>\n<\/tr>\n |
| Eligible operations<\/td>\n | Intended to finance working capital needs, in the form of short and medium term bank loans<\/td>\n | Exclusively intended to finance treasury needs in a revolving regime, excluding guarantee operations<\/td>\n<\/tr>\n |
| Deadline<\/td>\n | Up to a maximum of 4 years<\/td>\n | 1, 2 or 3 years, with the possibility of reducing the total or partial credit limit, without penalty<\/td>\n<\/tr>\n |
| Grace period<\/td>\n | Maximum of 12 months<\/td>\n | n.a.<\/td>\n<\/tr>\n |
| Period of use<\/td>\n | up to 12 months<\/td>\n | Continued use up to the contractual term and limit<\/td>\n<\/tr>\n |
| Interest rate<\/td>\n | Fixed or variable plus spread<\/td>\n | Fixed or variable plus spread<\/td>\n<\/tr>\n |
| Warranty and counter-warranty<\/td>\n | Guarantee provided by the Mutual Guarantee Societies (SGM) – Agrogarante, Garval, Lisgarante, Norgarante – intended to guarantee up to 80% of the outstanding capital. Benefit from a 100% FCGM counter-guarantee<\/td>\n<\/tr>\n | |
| Maximum Term for Decision on the Transaction by the Mutual Guarantee<\/td>\n | Operations up to \u20ac200M – 7 working days Operations above \u20ac200M – 12 working days Syndicated operation between the Guarantee Societies: plus 5 working days.<\/td>\n<\/tr>\n | |
| Period of validity<\/td>\n | Until May 31, 2020<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n <\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Request Appoinment Section” _builder_version=”4.16″ background_image=”https:\/\/www.jose-saramago.com\/wp-content\/uploads\/2020\/04\/law-firm-12.jpg” parallax=”on” custom_padding=”191px||0px|||” saved_tabs=”all” global_colors_info=”{}”][et_pb_row admin_label=”Request Appoinment Area” _builder_version=”4.16″ custom_padding=”0px|0px|0px|0px” box_shadow_style=”preset2″ box_shadow_horizontal=”0px” box_shadow_vertical=”-15px” box_shadow_blur=”60px” box_shadow_color=”rgba(29,61,71,0.2)” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_contact_form email=”admin@jose-saramago.com” title=”Talk to Us” success_message=”Message sent successfully. Thank you, your contact is very important to us. 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Capitalizar Credit Line 2018 COVID-19, 200 Million euros 12th of March, 2020The Capitalizar 2018 \u2013 COVID-19 Credit Line launched by the Government with a global allocation of 200 million euros, is intended for Portuguese companies whose activity is being affected by the economic effects resulting from the coronavirus outbreak, and in which there is a 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